If you over insure your bike you will pay more in insurance - perhaps £50. If you under insure and need to claim, the claim will be settled as a percentage of the figure it was insured for - so perhaps you could lose £5000. You pays your money and you takes your choice.
36 4G, 37 VH, 53 ex ISDT KHA (project), 54 KH(A), Healey 1000/4 (project)
Former Machine Registrar & Archivist, General Secretary and Single Spares Organiser (over a 25 year period).
Now Archivist once more - but not Machine Registrar.